Effective Date: October 1, 2025
By registering for the “0 to 5 Cr Retirement Challenge” hosted by Dr Maria Pramila, you agree to the following terms:
2. Workshop Access
* The challenge will be conducted live online over 3 days.
* Access links will be shared via email/WhatsApp after successful registration.
* Recording access (if provided) is for personal use only and may not be shared publicly.
3. Payments & Refunds
* All fees (if applicable) must be paid in full at the time of registration.
* Refunds are not available once the program has started, unless otherwise stated.
4. Educational Purpose Only
* The content provided is for educational purposes only and does not constitute financial, legal, or tax advice.
* Participants should consult a qualified financial advisor before making investment decisions.
5. Intellectual Property
* All content, slides, recordings, and resources shared during the challenge are the property of Dr Maria Pramila.
* Unauthorized distribution, reproduction, or resale is strictly prohibited.
6. Limitation of Liability
* Smart Money NRI is not responsible for any financial decisions made by participants based on the program.
* We disclaim liability for any losses, damages, or risks incurred from the use of the information provided.
7. Participant Conduct
* Respectful behavior is expected in live sessions, chats, and community groups.
* Disruptive or abusive participants may be removed without refund.
8. Governing Law
* These Terms & Conditions shall be governed by the laws of India.
* Any disputes will be subject to the jurisdiction of courts in Bangalore.